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 (469) 904-0377
Serving Plano & Richardson in the Custer Creek Shopping Center

CARING FOR
THE EYES OF TEXAS

Home » Insurance » FAQs of Vision Insurance Plans

FAQs of Vision Insurance Plans

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

A flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self – employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

Our Location

3501 Custer Pkwy, Suite 105
Richardson, TX 75080

Office Details

3501 Custer Pkwy, Suite 105
Richardson, TX 75080
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 2:00 PM
  • Closed

We Accept:

  • visa
  • mastercard
  • americanexpress
  • discover
  • cash
  • debit
  • carecredit
  • applepay

Our Reviews

Great place! always feel welcome and great service. Very professional, I will be back.
2 days ago
5
- Michael H.
eye doctor's office
Came in with a variety of issues; Dr. Carter and everyone on her staff were amazing! Highly recommend--my eyes are a lot happier!😳
2 weeks ago
5
- Desiree A.
eye doctor's office
They are so helpful and attentive!
2 weeks ago
5
- Jessica D.
eye doctor's office
Dr. Carter and her staff were wonderful during my visit. They were attentive and didn't rush through anything. They clearly take pride in what they do. I admire Dr. Carter for her straightforward approach about how I need to take better care of my eyes, but it came out of genuine concern instead of something she's supposed to say. Her staff are very knowledgeable and were excellent about making sure I got the most out of what my insurance covers. This is definitely my new location for eye care.
2 weeks ago
5
- Magpie M.
eye doctor's office
The staff is amazing, very patient. They took their time to explain everything. I definitely recommend if your looking for an eye doctor definitely come here!!!
1 month ago
5
- Jessica G.
eye doctor's office
The staff was extremely helpful!
1 month ago
5
- Tiffany A.
eye doctor's office
Very informative! Great staff had a great time and ca t wait to go back and get my glssses.
2 months ago
5
- Anisha P.
eye doctor's office

Our Insurance

Medical Plans:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Humana
  • Medicare
  • Tricare
  • United Health Care

Vision Insurance:
  • Advantica
  • Alwayscare
  • Avesis
  • Coast To Coast Vision
  • Davis Vision
  • Eye Med
  • National Vision Administration (NVA)
  • Outlook Benefits Solution
  • Spectera
  • Superior Vision
  • VSP

If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our eye care staff is also always available to answer any questions regarding your benefits.

Questions? Contact Us ▸