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Serving Plano & Richardson in the Custer Creek Shopping Center

CARING FOR
THE EYES OF TEXAS

Home » Insurance » FAQs of Vision Insurance Plans

FAQs of Vision Insurance Plans

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

A flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self – employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

Our Loction

Office Details

3501 Custer Pkwy, Suite 105
Richardson, TX 75080
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 2:00 PM
  • Closed

We Accept:

  • visa
  • mastercard
  • americanexpress
  • discover
  • cash
  • debit
  • carecredit
  • applepay

Our Reviews

The people here are super friendly and helpful. They are happy to explain things (even repeat questions) and are completely understanding when tests need to be repeated. (I blink at the most inconvenient times, oops.)
6 days ago
5
- briana w.
eye doctor's office
Great ladies! Super helpful and educated me on my eyes health status. Quick and got my glasses today!
2 weeks ago
5
- Daniel M.
eye doctor's office
Dr. Carter, Jessica were great. I was impressed with not only the level of service I received, but the time Dr. Carter took to show me and explain all the things about my eyes that no other eye doctor has ever done. Jessica even went out of her way to help look up my insurance information since I had no idea where to even look, overall it was a great experience going to the doctor and I would highly recommend Dr. Carter and her practice to everyone. Ken
2 weeks ago
5
- Kenneth W.
eye doctor's office
Dr. Carter, Jessica, and Ninoska were great. I went in with some concern over some vision changes, and my mind was put at ease by the time I left. The examinations were thorough, adequate time was taken to explain things, and I felt well taken care of. I've not experienced this level of personal care and attention at any other optometrist I've visited, and the office itself was very inviting. Oh, and, all this was service was provided as a walk-in patient. I am, overall, entirely satisfied.
3 weeks ago
5
- Gammaray
eye doctor's office
From the moment I walked in I could see that this eye care center was very welcoming and clean As far as the selection of frames there is a high variation of lenses so that you have lots of options to choose from staff was very nice and helpful
2 months ago
5
- APPLE C.
eye doctor's office
Dr Carter and staff are amazing! They truly listen to your concerns, take time with you for personalized care, and the office is so nice!
3 months ago
5
- Abbey A.
eye doctor's office
I am thoroughly pleased with the customer service, professionalism, and overall great care I received today from Dr. Carter and her staff. I recommend sending your children and yourself to have your eyes examined. The collection of eyewear they have is also top notch. Picked me up a nice pair of Tom Ford's and my daughter a pair of Prada's can't wait for them to come in!! Thank you TSO!
3 months ago
5
- NaToya L.
eye doctor's office

Our Insurance

Medical Plans:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Humana
  • Medicare
  • Tricare
  • United Health Care

Vision Insurance:
  • Advantica
  • Alwayscare
  • Avesis
  • Coast To Coast Vision
  • Davis Vision
  • Eye Med
  • National Vision Administration (NVA)
  • Outlook Benefits Solution
  • Spectera
  • Superior Vision
  • VSP

If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our eye care staff is also always available to answer any questions regarding your benefits.

Questions? Contact Us ▸