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FAQs of Vision Insurance Plans

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

A flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self – employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

Our Location

3501 Custer Parkway, Suite 105
Richardson, TX 75080

Office Details

3501 Custer Parkway, Suite 105
Richardson, TX 75080
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 2:00 PM
  • Closed
Special Office Hours:
  • Closed

We Accept:

  • visa
  • mastercard
  • americanexpress
  • discover
  • cash
  • debit
  • carecredit
  • applepay

Our Reviews

Such a nice store with a good collection of specs. Customer service is really good. Specially Minoska is great. She gives you ample and patiently shows different frames/glasses and explains every option in detail. They also don't trick you to purchase unnecessary add-ons and stuff. However, this store is not for anyone looking for glasses as cheap as Walmart. You get what you pay for. P.S. I have not used their eye care services, perhaps next time.
1 day ago
5
- Zeeshan N.
eye doctor's office
The staff and doctor are very nice and genuinely care about your well being and make you feel very comfortable. By far the best eye care I have received so far. Doctor explains everything in detail about your eyes. I highly recommend this place to anyone!
5 days ago
5
- Rakshya D.
eye doctor's office
Absolutely love this place! Dr. Carter and the staff are amazing and so friendly :) They provide great service. I cannot say enough good things about TSO at Custer Creek.
1 week ago
5
- Rosemarie M.
eye doctor's office
Love, love, LOVE Dr. Carter! The doctor and staff are all amazing and always put their patients first. Always super helpful with your vision needs! Definitely would recommend!
3 weeks ago
5
- Ianelli G.
eye doctor's office
Great service!
4 weeks ago
5
- Christian A.
eye doctor's office
Great place to get an eye exam and glasses. The prices are fair, the service is great and everyone takes pride in their service. I would recommend anyone get their glasses from here. Myself as well as my family have all been very happy with our experience.
1 month ago
5
- Jessica G.
eye doctor's office
This is my first visit to this office due to my only pair of glasses breaking, and my mind was blown. I have never encountered such a nice staff there first goal was to make me feel comfortable.. which they did. They made the whole process go smoothly from paperwork, to payment, to appointment setup just all of it. Dr. Carter is extremely patient, and more importantly knowledgeable at her craft, but what made the difference for me is she has a great attitude, and is very personable. Willing to take the extra steps, but could say that about everyone that works there. This is a must go if you are in the need for glasses or contacts or if you just want to visit I'm sure they wouldn't mind lol. Highly recommend to everyone.
1 month ago
5
- Nicholas R.
eye doctor's office

Our Insurance

Medical Plans:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Humana
  • Medicare
  • Tricare
  • United Health Care

Vision Insurance:
  • Alwayscare
  • Advantica
  • Avesis
  • Coast To Coast Vision
  • Davis Vision
  • Eye Med
  • National Vision Administration (NVA)
  • Outlook Benefits Solution
  • Spectera
  • Superior Vision
  • VSP

If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our eye care staff is also always available to answer any questions regarding your benefits.

Questions? Contact Us ▸