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FAQs of Vision Insurance Plans

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

A flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self – employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

Our Location

3501 Custer Parkway, Suite 105
Richardson, TX 75080

Office Details

3501 Custer Parkway, Suite 105
Richardson, TX 75080
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 6:00 PM
  • 8:30 AM - 2:00 PM
  • Closed

We Accept:

  • visa
  • mastercard
  • americanexpress
  • discover
  • cash
  • debit
  • carecredit
  • applepay

Our Reviews

Dr. Carter and her staff are excellent! I highly recommend Dr. Carter! Most thorough eye exam I’ve ever had!
4 weeks ago
5
- Hunter G.
eye doctor's office
This staff is absolutely amazing! They are friendly, pleasant & best of all VERY knowledgeable. I’m one to have a million questions, with a million concerns, this team made me feel very secure. I appreciate how easy they made it!
4 weeks ago
5
- ShaMaris W.
eye doctor's office
Dr. Carter and her team are AMAZING. I truly enjoyed the personalized service. Dr. Carter was thorough in her examinations. Her explanations for treatment were explicit and easy to understand. The office is spacious, clean, and well organized. It was easy to try on frames without feeling like I was on top of the other customers. She is also open on Saturday’s. The office staff communicates via phone, text message, and e-mail. I will definitely return for all of my optical needs!
1 month ago
5
- Savannah D.
eye doctor's office
This is by far the best eyecare team I've ever experienced. They are so helpful and kind and upfront about prices and insurance. They worked with us to understand our benefits and helped my husband and I both get glasses that were highly affordable. Additionally, I haven't seen well for years with other eye doctors I've had. Doctor Carter was very intent on making me get exactly the right prescription- no one rushed me and they got me exactly the right prescription. Now I have glasses and contacts that I can see through perfectly and my husband now does too. Highly recommend this office!!
1 month ago
5
- Mallory M.
eye doctor's office
Great customer service! Got my glasses within the promised time frame!
1 month ago
5
- Joy E.
eye doctor's office
Loved the experience! The staff is extremely friendly and they treat you like family. Always feel welcomed. Highly recommended!
1 month ago
5
- Sam F.
eye doctor's office
After having a very bad experience at another place , I finally went th o see Dr. Moulder. He was awesome. I found him to be very thorough and actually listened. I loved him. He is my new Dr. Dont waste your money on those cut rate eye exams . For a few extra dollars, get it done right the first time with Dr. Moulder.
1 month ago
5
- Lindsay T.
eye doctor's office

Our Insurance

Medical Plans:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Humana
  • Medicare
  • Tricare
  • United Health Care

Vision Insurance:
  • Alwayscare
  • Advantica
  • Avesis
  • Coast To Coast Vision
  • Davis Vision
  • Eye Med
  • National Vision Administration (NVA)
  • Outlook Benefits Solution
  • Spectera
  • Superior Vision
  • VSP

If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our eye care staff is also always available to answer any questions regarding your benefits.

Questions? Contact Us ▸